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NRI/PIO/OCI Definition & General Guidelines
Indicative List of Documents Required For Home Loans
Documents List Required for NRI Home Loans

Salaried individuals

  • Copy of employment contract
  • Latest Salary slip
  • Latest work permit
  • Passport/visa copy
  • Utility bill for address proof
  • PIO/OCI card
  • Power of Attorney (if applicable, in respective bank’s format)
  • Customer credit check report
  • Property agreement duly registered or other related docs
  • Income Tax returns last 2 years
  • Bank statement for 4 months or NRE/NRO a/c6 months statement

Self-employed individuals

  • Balance sheets and P&L a/c of the company for last 3 years
  • Income tax returns (3 years)
  • Passport/visa copy
  • Utility bill for address proof
  • PIO/OCI card
  • Power of Attorney (if applicable, in respective bank’s format)
  • Credit check report
  • Property agreement or other related docs
  • Bank a/c statements for last 6 months for company and individual, both

Please refer to the below links for updated information,

Disclaimer

These are the broad guidelines meant for ready reference with respect to acquisition and transfer of immovable property in India by NRI/PIO/OCI and in each case prospective buyer or seller of property in India must consult his/her own legal/finance/tax advisor and obtain suitable advise for their specific transaction. Arihant Superstructures Limited and its group companies assumes no responsibility or legal liability for transactions entered into by placing reliance on these FAQs. These guidelines are as applicable as on 31st January 2011 and are subject to amendment by the regulatory authority. Arihant Superstructures Limited and its group companies assumes no responsibility for updating these FAQs.